Medicaid Long Term Care Income Eligibility Chart
Seniors need to meet medical and financial requirements to qualify for Medicaid Long Term Care. The financial requirements are an asset limit and income limit. This article and the table below is focused on income. To learn more about assets, click here. Alternatively take an online Medicaid eligibility test that considers income, assets and home ownership.
An applicant’s income limit depends on the state where they live, their marital status, if their spouse is also applying and which of the three types of Medicaid Long Term Care they’re applying for – Nursing Home Medicaid, Home and Community Based Services (HCBS) Waivers or Aged, Blind and Disabled (ABD) Medicaid. The table below shows the possible 2025 income limits for all of those various circumstances in every state and Washington, D.C.
Most income is counted toward the limit, including wages, salary, royalties, Social Security benefits, IRA payouts, alimony, disability payments, annuity payouts, rental income and stock dividends. Some Veterans’ Affairs (VA) Pensions are counted as income, but not all. The VA Basic Pension is counted as income in all states, but the pensions for veterans who need long-term care, Aid & Attendance (A&A) and Housebound, are exempt in some states.
ATTENTION: Even if one’s income exceeds the limits listed below, there are alternative pathways to Medicaid eligibility via Medicaid Planning techniques. To learn more, contact a professional.
| Medicaid Long Term Care Income Limits per month for 2025 (unless other noted) by state, type of Medicaid and marital status | |||||||||
| State | Nursing Home Medicaid Single Applicant | Nursing Home Medicaid Married, One Applicant | Nursing Home Medicaid Married, Two Applicants | HCBS Waivers Single Applicant | HCBS Waivers Married, One Applicant | HCBS Waivers Married, Two Applicants | ABD Medicaid Single Income Limit | ABD Medicaid Married, One Applicant | ABD Medicaid Married, Two Applicants |
| Alabama | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $987 | $1,470 combined | $1,470 combined |
| Alaska | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $1,795 | $2,658 combined | $2,658 combined |
| Arizona | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $1,305 (eff. Feb. 2025 – Jan. 2026) | $1,763 combined (eff. Feb. 2025 -Jan. 2026) | $1,763 combined (eff. Feb. 2025 – Jan. 2026) |
| Arkansas | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $1,043.33 (eff. April 2025 – March 2026) | $1,410 combined (eff. April 2025 – March 2026) | $1,410 combined (eff. April 2025 – March 2026) |
| California | No income limit* | No income limit* | No income limit* | $1,801 (eff. April 2025 – March 2026) | $1,801 (eff. April 2025 – March 2026) for the applicant, spouse’s income not counted | $2,433 combined (eff. April 2025 – March 2026) | $1,801 (eff. April 2025 – March 2026) for the applicant, spouse’s income not counted | $2,401 combined (eff. April 2025-March 2026) | $2,433 combined (eff. April 2025-March 2026) |
| Colorado | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $967 | $1,450 combined | $1,450 combined |
| Connecticut | Less than cost of care* | Less than cost of care* | Less than cost of care* | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $1,370 (eff. March 1, 2025) | $1,663 combined (eff. March 1, 2025) | $2,198 combined (eff. March 1, 2025) |
| Delaware | $2,417.50 | $2,417.50 for the applicant, spouse’s income not counted | $2,417.50/spouse | $2,417.50 | $2,417.50 for the applicant, spouse’s income not counted | $2,417.50/spouse | $967 | $1,450 combined | $1,450 combined |
| Florida | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $1,149 (eff. April 2025 – March 2026) | $1,552 combined (eff. April 2025 – March 2026) | $1,552 combined (eff. April 2025 – March 2026) |
| Georgia | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $967 | $1,450 combined | $1,450 combined |
| Hawaii | No income limit* | No income limit* | No income limit* | $1,500 (eff. Feb. 2025 – Jan. 2026) | $1,500 (eff. Feb. 2025 – Jan. 2026) for the applicant, spouse’s income not counted | $1,500/spouse (eff. Feb. 2025 – Jan. 2026) | $1,500 (eff. Feb. 2025 – Jan. 2026) | $2,027 combined (eff. Feb. 2025 – Jan. 2026) | $2,027 combined (eff. Feb. 2025 – Jan. 2026) |
| Idaho | $2,921 | $2,921 for the applicant, spouse’s income not counted | $5,822 combined | $2,921 | $2,921 for the applicant, spouse’s income not counted | $5,822 combined | $1,020 | $1,470 combined | $1,470 combined |
| Illinois | $1,304 (eff. April 2025 – March 2026) | $1,304 (eff. April 2025 – March 2026) for the applicant, spouse’s income not counted | $1,762 combined (eff. April 2025 – March 2026) | $1,304 (eff. April 2025 – March 2026) | $1,304 (eff. April 2025 – March 2026) for the applicant, spouse’s income not counted | $1,762 combined (eff. April 2025 – March 2026) | $1,304 (eff. April 2025 – March 2026) | $1,762 combined (eff. April 2025 – March 2026) | $1,762 combined (eff. April 2025 – March 2026) |
| Indiana | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $1,305 (eff. March 2025 – Feb. 2026) | $1,763 combined (eff. March 2025 – Feb. 2026) | $1,763 combined (eff. March 2025 – Feb. 2026) |
| Iowa | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $967 | $1,450 combined | $1,450 combined |
| Kansas | No income limit* | No income limit* | No income limit* | No income limit* | No income limit* | No income limit* | $967 | $1,450 combined | $1,450 combined |
| Kentucky | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $235 | $291 combined | $291 combined |
| Louisiana | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $967 | $1,450 combined | $1,450 combined |
| Maine | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $1,305 | $1,763 combined | $1,763 combined |
| Maryland | Less than cost of care* | Less than cost of care* | Less than cost of care* | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $350 | $392 combined | $392 combined |
| Mass. | No set limit | No set limit | No set limit | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $1,305 (eff. March 2025 – Feb. 2026) | $1,763 combined (eff. March 2025 – Feb. 2026) | $1,763 combined (eff. March 2025 – Feb. 2026) |
| Michigan | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $1,305 (eff. April 1, 2025) | $1,763 combined (eff. April 1, 2025) | $1,763 combined (eff. April 1, 2025) |
| Minnesota | $1,305 (eff. July 2025 – June 2026) | $1,305 (eff. July 2025 – June 2026) for the applicant, spouse’s income not counted | $1,763 combined (eff. July 2025 -June 2026) | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $1,305 (eff. July 2025 – June 2026) | $1,763 combined (eff. July 2025 -June 2026) | $1,763 combined (eff. July 2025 -June 2026) |
| Mississippi | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $967 | $1,450 combined | $1,450 combined |
| Missouri | No income limit* | No income limit* | No income limit* | $1,690 | $1,690 for the applicant, spouse’s income not counted | $1,690/spouse | $1,109 (eff. April 2025 – March 2026) | $1,499 combined (eff. April 2025 -March 2026) | $1,499 combined (eff. April 2025 -March 2026) |
| Montana | No income limit* | No income limit* | No income limit* | $967 | $967 for the applicant, spouse’s income not counted | $967/spouse | $967 | $1,450 combined | $1,450 combined |
| Nebraska | $1,305 | $1,305 for the applicant, spouse’s income not counted | $1,305/spouse | $1,305 | $1,305 for the applicant, spouse’s income not counted | $1,305/spouse | $1,305 | $1,763 combined | $1,763 combined |
| Nevada | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $967 | $1,450 combined | $1,450 combined |
| New Hampshire | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $981 | $1,451 combined | $1,451 combined |
| New Jersey | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $1,305 | $1,763 combined | $1,763 combined |
| New Mexico | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $967 | $1,450 combined | $1,450 combined |
| New York | $1,800 | $1,800 for the applicant, spouse’s income not counted | $2,433 combined | $1,800 | $1,800 for the applicant, spouse’s income not counted | $2,433 combined | $1,800 | $2,433 combined | $2,433 combined |
| North Carolina | Less than the cost of care* | Less than the cost of care* | Less than the cost of care* | $1,305 (eff. April 2025 – March 2026) | $1,305 (eff. April 2025 – March 2026) for the applicant, spouse’s income not counted | $1,763 combined (eff. April 2025 – March 2026) | $1,305 (eff. April 2025 – March 2026) | $1,763 combined (eff. April 2025 – March 2026) | $1,763 combined (eff. April 2025 – March 2026) |
| North Dakota | No income limit* | No income limit* | No income limit* | $1,174 (eff. April 2025 – March 2026) | $1,174 (eff. April 2025 – March 2026) for the applicant, spouse’s income not counted | $1,587 combined (eff. April 2025 – March 2026) | $1,174 (eff. April 2025 – March 2026) | $1,587 combined (eff. April 2025 – March 2026) | $1,587 combined (eff. April 2025 – March 2026) |
| Ohio | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $967 | $1,450 combined | $1,450 combined |
| Oklahoma | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $1,305 (eff. April 2025 – March 2026) | $1,763 combined (eff. April 2025 – March 2026) | $1,763 combined (eff. April 2025 – March 2026) |
| Oregon | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $967 | $1,450 combined | $1,450 combined |
| Pennsylvania | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $989.10 | $1,483.30 combined | $1,483.30 combined |
| Rhode Island | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $1,304 | $1,763 combined | $1,763 combined |
| South Carolina | $2,901 | $2,901 | $5,802 combined | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $1,305 (eff. March 2025 – Feb. 2026) | $1,763 combined (eff. March 2024 – Feb. 2025) | $1,763 combined (eff. March 2025 – Feb. 2026) |
| South Dakota | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $967 | $1,450 combined | $1,450 combined |
| Tennessee | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $967 | $1,450 combined | $1,450 combined |
| Texas | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $967 | $1,450 combined | $1,450 combined |
| Utah | No income limit* | No income limit* | No income limit* | Waiver Dependent ($1,305 or $2,901) | Waiver Dependent ($1,305 or $2,901 for the applicant, spouse’s income not counted) | Waiver Dependent ($1,305 per spouse or $2,901 per spouse) | $1,305 (eff. March 2025 – Feb. 2026) | $1,763 combined (eff. March 2025 – Feb. 2026) | $1,763 combined (eff. March 2025 – Feb. 2026) |
| Vermont | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $1,333 (may vary by county) | $1,333 combined (may vary by county) | $1,333 combined (may vary by county) |
| Virginia | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $1,044 | $1,410 combined | $1,410 combined |
| Washington | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $967 | $1,450 combined | $1,450 combined |
| Washington, DC | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $1,305 | $1,763 combined | $1,763 combined |
| West Virginia | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $967 | $1,450 combined | $1,450 combined |
| Wisconsin | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $1,050.78 | $1,582.05 combined | $1,582.05 combined |
| Wyoming | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $2,901 | $2,901 for the applicant, spouse’s income not counted | $5,802 combined | $967 | $1,450 combined | $1,450 combined |
*While the state does not have an upper limit on an applicant’s income, once enrolled in the Medicaid program, applicants must surrender all their income to Medicaid except for a small personal needs allowance which ranges from approximately $30 to $200/month, plus enough to make any Medicare premium payments if they are “dual eligible,” and, if they’re married, enough to make Medicaid-approved spousal income allowance payments.